Services

Financial Services

Micro-Savings:
Members pool small savings regularly.

Internal Lending:
Loans given to members from group savings.

Bank Linkage:
SHGs can open bank accounts and access credit facilities (under schemes like NRLM/ DAY-NRLM, NABARD support).

Credit Services:
Loans for income generation, emergencies, health, education, etc.

Insurance Services:
Life, health, livestock insurance through government or micro-insurance providers.

Capacity Building & Training

Leadership Training:
For group management and conflict resolution.

Financial Literacy:
Budgeting, book-keeping, understanding interest, etc.

Entrepreneurship Development:
Skills to start small businesses.

Vocational Training:
Tailoring, food processing, agriculture, handicrafts, etc.

Livelihood Promotion

Support for Income-Generating Activities (IGA):
Seed capital or loans for farming, poultry, dairy, weaving, etc.

Market Linkages:
Help in selling products at fair prices.

Skill Upgradation:
Continuous skill enhancement in specific trades.

Social Empowerment Services

Awareness Campaigns:
On health, education, rights, domestic violence, sanitation.

Community Mobilization:
Advocacy on local issues (e.g., child marriage, alcoholism).

Access to Government Welfare Schemes:
PMAY, MGNREGA, PDS, pensions, scholarships, etc.

Digital & Technical Support

Digital Literacy:
Use of smartphones, online banking, UPI.

Record Maintenance Apps:
Tools for digital bookkeeping and MIS.

Online Marketplaces:
Platforms to sell SHG products (like GeM, Amazon Saheli, Flipkart Samarth).